By Larry Kudlow
Saturday, November 02, 2013
May I ask this question? Why is it that Americans don’t
have the freedom to choose their own health insurance? I just don’t get it. Why
must the liberal nanny state make decisions for us? We can make them ourselves,
thank you very much. It’s like choosing a car, buying a home, or investing in a
stock. We can handle it.
So why must the government tell me and everyone else what
we can and cannot buy?
Charles Krauthammer and the Wall Street Journal’s Dan
Henninger noted in excellent recent columns that this whole Obamacare business
represents the greatest-ever expansion of the liberal entitlement-state dream.
But I don’t want that dream. And you shouldn’t either.
Here’s what else I don’t want: As a 60-something,
relatively healthy person, I don’t want lactation and maternity services,
abortion services, speech therapy, mammograms, fertility treatments, or Viagra.
I don’t want it. So why should I have to tear up my existing health-care plan,
and then buy a plan with far more expensive premiums and deductibilities and
with services I don’t need or want?
Why? Because Team Obama says I have to. And that’s not
much of a reason. It’s not freedom.
Fortunately, NBC News pulled the plug this past week on
President Obama’s promise that “if you like your own plan, you can keep it.”
Ditto for keeping your own doctor. The plug was pulled because NBC learned that
Team Obama knew -- for three years -- that stiff new regulations would prevent
the grandfathering of existing health-care plans. And not just a few plans. But
plans that could affect as many as 15 million individuals.
The day after that bombshell hit, the president tried to
blame insurance companies -- rather than regulatory overkill -- for this
Obamacare shortfall. Yet both the public and the mainstream media were having
none of it. In what may turn out to be a landmark moment, Americans and the
media at large have turned against the president and Obamacare.
Incidentally, equally punitive regulations will hit more
than 90 million employer-sponsored health plans next year. It’s the same
problem as the individual plan. Grandfathering won’t work. Moreover, replacing
these plans with much more expensive substitutes is going to constitute a major
tax hike on the entire economy. This point shouldn’t be lost as Americans worry
about being kicked from their plans. Not only is Obamacare anti-freedom, it’s
anti-growth as well.
As for the grandfathering lie, Obama’s HHS staffers were
the saboteurs. They undoubtedly acted with full knowledge of what they were
doing, and thus trapped the president in three years of falsehoods that were
essential to selling Obamacare.
And I just love it when they tell me that so many of
these existing plans are substandard “bad apples.” Do the president and his
people not know that insurance at the state level is one of the most regulated
areas of the economy? They’re blaming insurance companies, not their own new
regulations. The stupidity of that his hilarious. Do they really think salesmen
are out selling these policies off the back of trucks?
No, this is federal coercion at its worst. And that’s why
the public is turning against it. It’s not freedom.
Of course, there are other structural problems to
Obamacare that are both unfair and unaffordable. Mainly, younger healthy people
are not going to subsidize older sicker folks. We should take care of the
latter with transparent government subsidies, and not by trying to redistribute
resources (again) from the young to the old.
Or then there’s the Medicaid entitlement. It’s already
out of control and close to bankruptcy. But in the early days of Obamacare,
Medicaid sign-ups are exploding, all while sign-ups for private plans on the
new exchanges are miniscule.
Between the president’s broken promises, the millions of
policy cancellations, the continued website breakdowns, and the unaffordable,
unfair con game between the healthy young and the sicker old, this Obamacare
monster is well on its way to collapsing of its own weight. But here’s the
bigger point: All this is the inevitable result of massive central-planning
exercises to control the economy. That’s not freedom.
No amount of rescue legislation is going to change this.
It’s the elections of 2014 and 2016 that will allow the American people to
reject this Soviet-style planning. But I’ll reference my conservative
colleagues in the media once again: Obamacare represents the greatest-ever
expansion of the liberal entitlement-state dream. And you know what? That dream
is crumbling and dissolving before our very eyes.
And that is freedom.
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